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The Hugh Mobley Team

At The Mortgage Headquarters

to About


The Hugh Mobley Team at the Mortgage Headquarters are a synergistic group of committed professionals.  We are a Tier 1 brokerage firm with 49 years experience working your file to completion.  Family owned and operated, our focus is to our Clients and Agents.  We absolutely want every individual and family working with us to achieve their goals ~ SUCCEED ~  and feel GREAT during the process!

Meet Your Team

Hugh Mobley Jr. with 17 years experience as a mortgage specialist on the front end of the process always making sure the clients feel spectacular ~ leading from application to close.  Mike, with 30 years experience as a mortgage specialist and broker overseeing processing  from to submission to funding.  Roberta Mobley, our multi-talented office manager and processor with 10 years experience and 20 years  experience in the competitive insurance industry.


Our VISION is to help you and your loved ones SUCCEED. Working together to become your agent for life is the highest accomplishment in business. We love building relationships; nothing brings Our Team more satisfaction than being of service in a POSITIVE light, and having a great time along the way!

~ Hugh Mobley Jr.


to Services
to Testimonials

Kyle Lake forest CA.


Hugh helped us not only buy a house earlier this year but also recently helped in refinancing our loan at a lower interest rate. Hugh is very proactive in getting things done. He is an excellent communicator and was always available seemingly anytime of the day. He made a complicated process very easy for us. We highly recommend him and his team. A++

Bob S. Redondo Beach CA.

Hugh Mobley is the consummate professional!  He is an expert and easy to work with.  Everything in the process goes very smoothly.  I am very happy working with Hugh.  I recommend him in a heartbeat!!

Paul D. Escondido CA 2018 

Provided very prompt, professional service. Easy to work with and Hugh responds quickly to any issue that comes up. He found us a great deal on the home loan that we needed.


See what our clients say about us on Yelp!

Gabe  Laguna Hills CA.

Hugh is the BEST!!.  He is so darn positive! I just love spending time with him on the phone! He always makes my day;  not to mention I got the best rate , no cost, and my loan closed in 22 days!

Patrica M. Los Angeles CA 

 Hugh found me a great loan, lower rate and I was able to get some money to repair the house a bit.  Hugh helped me with this difficult situation and he got me through it, it took a while wasn't easy I'm sure but he never gave up, he's very professional, full of good advise, always kept in touch with me with any updates. 

Mayush M. 2017

I was referred to Mr. Mobley for my complicated house refinance situation. Mr. Mobley not only help me with the refinance but also educated me the background of house loan mortgage  world so I can have  better understanding . He is one person you can truly  rely on to answers all your questions even though you may think it's a stupid question. You can trust him knowing that he will make things happen as long as it's possible he's a man that will not give up will fight for you!

Christian T. Santa Ana CA

Hugh helped with the refinancing of our mortgage. My experience working with him was very positive. He listened to our needs and helped explore the best possibilities, both with patience and efficiency. I went back to Hugh for other transactions and recommend him to my friends. Thank you, Hugh!

Stephanie L Westlake CA.

We were referred to Hugh by a co-worker and I was so glad we were.  Hugh walked us through 2 separate re-finances and was there to answer all of our questions.  He is knowledgeable, thorough and a pleasure to work with.  I wouldn't go to anyone else.

Sandra  Irivne CA

I've been working with Hugh since 2012. My co-worker referred me to him and several of them had successfully refinanced or obtained new loans from him.  He helped me with refinancing both my primary resident and investment property. He offered COMPETITIVE RATES along with a variety of options to meet my requirements 


Let's state the obvious...a great experience for the Buyer/Agent /Client is to have great communication ~ Team work ~ competitive rates~ and close the escrow ahead of schedule.  Even with  all the newGuidelines we can close a purchase in 15 days.


Why Can We Perform?

  1.  Our team has over 50 years experience and a compulsive desire to please our clients.

  2. Our systems are automated and turn times are consistent.  2-3  days up front, 2 day underwriting , 1 -2 days for conditions.  

We control the tempo of the disclosure process, the Underwriting process, we order our own Closing Disclosures and order our own Loan documents. 8 out of 10 loans we process have no funding conditions so loans fund Next Day!

We  Challenge anyone to find a more efficient process  than our Purchase  Express!




Our team have closed thousands of loans and can complete your refinance fast! In our experience, we have seen everything under the sun.  The reason most direct lenders / or your average Broker shop have more purchase business than refinance business is they simply cannot bring enough value to the highly competitive rate/ refinance market place.


We being a family owned low overhead low commission structured  business model allows us to pass those savings directly to the customer.  We have asked our clients, would you like fancy offices or lower rates and fees? Our feedback is lower rates and fees please! Its a model that works! Now we are taking that model to the PURCHASE Market as well and look forward to serving you:) 

Express Processing is simply requesting us to prioritize your processing to achieve lighting fast results for you or your buying client. This is accomplished through focused teamwork to close your purchase in 15 days!
How Does This Work So Well?
  1.  We can swap your loan to the front of the  pipeline, to accomplish your 15 day goal!. 
  2.  We  push underwriting to 2 days
  3.  We  push conditions  to 1 day
  4.  We as a team become more focused on the front end process  and fast track the appraisal order.
 If our client, the Agent, the escrow officer, are all on the same page, we CAN accomplish Your 15 day Goal!  Again, the secret is being in control of the turn times , and being able to count on   our automation  to provide the added level of Service at no extra cost or obligation:)


Hugh is great to work with! He has helped us through 3 refinances in the past 7 years. He keeps you informed throughout the entire process.  He is very personable and professional as is the team he works with.  Thanks Hugh for all your help!

Ken M Atascadero CA. 

I have worked with you three or four times over the past 5 years. He has done a great job in assisting get the lowest rate and made the process super easy. Truly a trusted advisor

Diane B. Sherman Oaks  

I had a pleasure doing business with Hugh!!!  Never met him in person but the way he treated me was like we knew each other for long time. HONESTY is what makes him very special for all his clients. Thank you Hue!

Henlie canoga Park CA. 

Hugh Mobley is an outstanding professional. He has always come through with his word. A rare quality in the business world these days. It has been our pleasure to refinance numerous times with Hugh over the last dozen or so years. When he calls us with a better rate at no cost, we listen. 

Joana W.   Laguna Hills CA.

He is a consummate professional and a very kind person. He is calm and precise. We believe in him very much and look forward to doing more business with him in the future!

Ofelia VD. SanJose CA. 

HONESTY and RELIABLE are what makes Hugh very special. If there's a problem, he never stop until it's been resolve. Hugh, always making sure that I understand the process and not to go ahead of myself.  He did all what he can to get me the best rate, in the fastest time.

David V. San Jose CA.

 I completely trust him and rely on him. When I'm ready to refinance again, Hugh will be the one and I will always continue to use his excellent service.

Thank you Hugh for being a friend, you did an excellent job helping me going through all my problems.

Michael San jose CA.

He reassured me over and over that he would make it work, and he did!!!!  3 refinances later (saving money each time) and there is no one else I would call.  Hugh and his brother Mike are professional, friendly and diligent.  They keep you informed and up to date throughout the entire process.   

I have recommended them to 2 friends and will continue to recommend to others!!!!!

Norm K. San Clemente CA.

excellent service; provided updates through the entire process which was completed without an adverse issue and then advised me on another transaction. Would ask for his assistance repeatedly.



Hugh Mobley Jr.

Tel: (949) 351-1667

Fax: (949) 281-7406

BRE Lic # 0143312 

NMLS Lic # 270131 

The Mortgage

160 Centennial Way Ste 14

Tustin, CA 92780

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